Professional Indemnity and Public Liability Insurance in the UK

May 28, 2013

This is aimed at Freelancers in the UK. 

I need to take out professional indemnity and public liability insurance some professional indemnity and public liability insurance and i was wondering a couple of things. 

How much should i roughly be expecting to pay and also has anyone got any provider recommendations?

3 Replies
Bruce Graham

Hi Howie,

I am with Hensure and have £2million Indemnity for about £160pa.

Be careful re US/Canada details - as they are litigious it costs considerably more. UK companies may not insist on it but you need to be sure.

Not sure about Public Liability, should not be too expensive though.

Hiscox are often quoted - but I found them hugely expensive.

Bruce

Hannah Potter

Just got mine, I paid £55.00 for £1,000,000 cover - I chose to exclude Professional Indemnity as I'm on a budget but they said it wasn't too much extra if I needed to add it at a later date.

Try searching Google for Public Liability Insurance - loads of companies come up!  The first few people I tried were really expensive and I thought that I was going to struggle to afford the cover but eventually found a company called Ashburnham Insurance that offered exactly the same cover but somewhat cheaper!  I'm sure there is someone on the list who can help you!

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