Rev. Margaret Jamal, PhD, CPhD: Doctorate in Christian Counseling and Human Services; Certified in Pastoral Care Giving; Author, Certified Philanthropic Development Officer, Youth Development Practitioner; Founder of the R.A.T.E.S Foundation. When (R.A.T.E.S.™) emerged out of a church outreach project to help unite churches and community organizations to meet the needs of the homeless, hungry and neglected children. R.A.T.E.S is an acronym, which stands for Response-ability, Account-ability, Evaluation-ability, and Sustain-ability. R.A.T.E.S.™ development principles help to establish a mutually accepted platform of skills requirements that each participant would commit to learning. Dr. Jamal has extensive Adult Training and Instructional Development experience including providing software and technical training & consulting; Curriculum development for companies including AT&T, Children’s World Learning Center; Contract Database & web development for Charles Schwab; Among her published works, Dr. Jamal has authored guide books for organizational development and resource development. Her titles include: When Girls Don’t Tell, Faith Legacies-Guide for Faith-based Non-Profits, My Grant Writing Secrets, National Treasures- Foundation Grants, Beware of Wolves- The Rise of Psycho-Spiritual Terrorism in the Church. Dr. Margaret considers her most important responsibilities (privileges) as follows: Minister, Wife, Mother, Partner (Social service partner with husband). Other Skills include: Curriculum Design, E-Learning Software (Adope Captivate, LMS); Microsoft Office Suite, Photoshop, Cubase; Grant Writing; Organizational Development