Freelancers -- where do you find most of your work?

All, I was wondering if anyone was able to shed some light on writing proposals. There were some comments in this topic which mentioned that you sometimes write up your own.

In the case where you're essentially your own E-learning business, I can see that creating proposals for the project is ideal, so that you can come to agreement with terms of the project (as Kevin mentioned: scope, requirements, deliverables, fees, tech considerations, etc.), and come to agreement on contract.

So the question is, does anyone have any complete examples of proposals they'd be willing to share that outline these items, and how to write one? (or possibly a basic template, or any type of resource - as am fully aware that all E-learning proposals are vastly different)

I'm familiar with working on E-learning (and all of the requirements, deliverables of the project), though not necessarily writing and creating the full proposals for the beginning of them (although I have done negotiating in other forms for other digital Web projects before, so not completely new to the idea.

I know there are books, and other resources out there on writing proposals and contracts and such - though not specifically for E-learning proposals. And as there are a lot of unique specifics that go into E-learning projects, that's where the question / request stems from!